Kara Contreary

Documents & Publications

Title Date
Balancing Access and Costs: Health Benefit Structures for Privately Insured People

Health insurance benefit structures, particularly cost-sharing amounts, can either encourage or discourage patients from seeking care. The goal is to strike the right balance so out-of-pocket costs don’t discourage people from getting needed care but do prompt them to consider costs before seeking discretionary care. In 2011, contracts between the…